Here's why your retirement account may be looking fat this morning:
The Dow shot up over 200 points Tuesday after consumer confidence hit a five-year high.
People think they've got a much better chance of finding jobs and more savings.
Last month home prices saw their biggest jump in seven years.
It's the third straight month of good housing news, especially in cities hardest hit by the recession.
"We have very high demand and very low supply. That means home prices are gonna rise very quickly for the foreseeable future," said CNBC Real Estate Correspondent Diana Olick.
Car sales are up too, so much that autoworkers may not get a summer break.
They'll have to keep working to keep up with demand.
"Our house payment's all set. Now it's time to think about adding on another monthly payment," said prospective car buyer Peggy Gonzales.
Americans are taking on more debt thanks to low interest rates and that's helping the economy.
Next week's jobless numbers will reveal whether employers are feeling as confident as their workers.
Experts say when the number of new jobs created stays at 200-thousand and above for several months, that's a good sign.