Carie Thorne and her family, thought in just a couple weeks they would be happy new homeowners in Eagle Point.
"It frustrates me, very much so," says Carie..
But because of the government shut down, her USDA loan has been put on hold.
Carie says "we are not quite sure what is going to be happening with our family of five and where we are going to be living in a few weeks. It's a little scary."
Scary for her and her family not just because they won't have anywhere to live, but also work.
Carie runs a daycare out of her home.
"That's my income, that's a whole other aspect of our situation," she says.
Real Estate Agents here in Medford had to be the bearer of bad news to many people in the housing market.
"It was a hard morning, we had a few tough phone calls to make," says broker Alice Lema.
Here in Jackson County, those with specific loans are being affected the most.
Lema says "our USDA applicants and our VA applicants are at risk of being delayed because of the government shut down."
The Federal Housing Authority or FHA is still endorsing and approving loans.
But the agency is working on a drastically reduced staff, so there may some serious time delays.
"We may have to get some extensions on peoples closing dates so that's going to affect when they move, trucks, giving notice, it's complicated," says Lema.
And for those wanting to apply for new loans, they can still do so, but without tax form verification from the IRS, they will never even make it to closing.
Lema says "if the IRS isn't working and processing the transcripts, even the newer loans are going to be delayed."
Exactly what the recovering housing market does not need.
If the last shutdown is any guide.
The U.S. Department of Agriculture didn't clear any of their loans through the shut down.
The VA and FHA did but they were just delayed.